Chrysler Sailors Forum

Marina requires $100,000. of liability insurance.
In order to get insurance (even liability only) I must get a survey.
In water survey $390.00
Insurance $159.00
And none of this make Sundowner better looking or faster.
Bummer.

Have you checked out boatus insurance?

Check with your auto insurance people. When we needed the same marina liabilty coverage for EE we went that route and it was a snap. No survey, etc

BoatUS $195.00

Auto insurance co. more money and required a survey because of the age
of the boat.

Hmm,
I insured Lady Jo, trailer, and motor with State Farm.
Same thing. Cheap, no survey, no problems.
Extremely cheap.

( relative to Destiny)

Another thought is if you are a member of the USPS or United States Power Squadron, you can get insurance cheaper. We use them for Destiny.


A side note:
If you can show extened knowledge of boating a lot of insurance companies will lower their rates for you. For example take a boating class that qualifies and your insurance may get lowered! I have the grade of "Pilot" in USPS and it definately helps my costs! Something like 10 or 15%. Yeah I know so what but the premiums on Destiny are high enough that 10% is a good chunk of change. Every bit helps!



Scott

I insured through CEICO on my C-22 and motor with no survey to $25,000 for about $150 a year and my boat is a 1976. Do you folks with the C-26 have to jump through more hoops then us smaller boats do?

Thanks
Alan

$159.00 annual premium.

I have Progressive since I own the boat (2006), I pay like $35 bucks a month with $100,000 premium and all that good stuff. No survey or anything and my C-22 its also from 1976.

Gus

I have progressive, you can mix and match coverage however you like, do it all on line, I have lots more coverage than bare bones and pay 220 a year. You can do it all on lone, easy , you can even buy the policy at a negotiated loss rate, not market value. Shod your beauty be totaled instead of getting A thousand bucks you can receive whatever your policy is that you paid for. I reccomend progressive as you can play with and mix/match coverage on your own . The web site is great .

I'm insured through Boat US. No survey required they just wanted a couple pictures. Cost is reasonable and they have some good benefits available like towing on land or water.

Sundowner, as you can see there are a variety of options out there ! Pick your best, and get that boat wet !

When I called my agent this last spring about boat insurance (Illinois Farmers), I was told that my homeowners policy covered the boat even in the water. I checked the policy and it appeared to be covered. I've since
changed insurance so will need to get a new policy now. I am looking at BoatUS.